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Commercial Lender II

Liberty Bank and Trust, America’s first billion-dollar Black-owned bank, has proudly served communities across 11 states for over 50 years. We are building a team of mission-driven individuals committed to empowering people, businesses, and communities to thrive. By providing access to financial tools and services, we help achieve goals like homeownership, business growth, and financial education. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom. To find out more about our financial solutions and our community impact, visit us at: www.libertybank.net

If you’re looking for a company where your ideas matter, your growth is supported, and your impact is acknowledged—Liberty Bank is the place for you.

As the Commercial Lender II, you will participate in finding new business on a national scale, with an emphasis on client contact, sales, and service. This role will manage commercial lending portfolios with moderate oversight support from management.

 To thrive, you should have:

• A Bachelor’s degree in Business, Finance, or related field; 5–10 years in commercial lending or equivalent experience.
• Solid knowledge of underwriting, credit principles, and financial analysis; proficiency in Microsoft Office and business intelligence tools.
• Experience working with executive management, boards, and regulators; ability to develop new business and manage relationships effectively.
• An ability to travel as needed. The standard schedule is Monday–Friday, 8:30 AM – 5:00 PM.

Your responsibilities as the Commercial Lender will include:

• Loan Processing & Analysis: Evaluate loan requests, analyze credit history, and determine repayment capabilities.
• Client & Portfolio Management: Develop and maintain commercial client relationships, manage loan portfolios, and address problem loans.
• Sales & Negotiation: Sell banking services, negotiate loan terms, and structure competitive interest rates.
• Community & Compliance: Build referral networks, represent the institution in the community, and ensure regulatory compliance. 

Liberty’s Bank and Trust’s Best-in-Class Benefits and Perks:

• Comprehensive Medical, Dental, Vision, and Life Insurance
• Solid Work/Life Balance, including PTO and paid holidays
• Financial wellness, including an FSA 401K and match, Educational Reimbursement, and Life Insurance
• Family assistance, including Adoption Assistance and EAP/Health and Welfare Assistance
• Growth opportunities, including Training and Development and Leadership Development
• Substantial perks, including Online Marketplace* discounts on a variety of goods and services, ERG/ Ambassador Group, and Free and reduced-rate bank services 

We are an equal-opportunity employer that welcomes and encourages diversity in the workplace. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.